Spring is a good time to paint fences and the exterior of your home, especially wood surfaces. This way, they will be protected from summer heat and sun. Wood decks should also be sealed once a year.
Water new trees once a week, regularly, during the first season, with 10 gallons of water. More for large trees. Pour the water down the trunks so it goes into the root ball, not along the top of the ground. In addition, whenever the leaves droop down or it is very hot, water again and mist the tops with the hose. Do not fertilize the first year except for shrubs.
Using a hand plane on the ends of boards can be tricky. One way to keep from splitting a board at the edges is to push the hand plane so the blade goes only to the middle of the board. Then repeat the process from the other direction. To avoid dipping, try to put slightly more pressure on the front of the plane at the beginning of each stroke, and keep slightly more pressure on the back of the plane at the end of the stroke.
When removing the grade stamp from lumber, apply paint thinner before using your sander. This will help take out the ink from the wood.
If your smaller projects call for clear pine without any knots, you can save money by buying a lesser grade, then cutting out what you need from the clear areas between the knots. Also, when buying wood, remember that face grain is not critical for structural parts which won’t show. You can likewise save on lumber costs if you can use shorter or narrower boards, or if you only need one good side of lumber for your project.
The plastic containers used for push-up deodorants can be recycled into excellent holders for items like nailsets, small drill bits or saw blades. The containers have easy-to-remove caps, and you can push up the bottoms to expose smaller items. Use a felt-tipped pen to mark what’s stored inside.
When dry-fitting boards to be glued up later, here’s a trick to help you make sure you will be able to get them back together in the right order. After the boards are in the desired position, draw a triangle large enough to cover all the boards of the section. Later, before clamping, just re-create the triangle as you assemble the boards.
Contact the local chamber of commerce for promotional literature or talk to your real estate agent about welcome kits, maps, and other information. You may also want to visit the local library. It can be an excellent source for information on local events and resources, and the librarians will probably be able to answer many of the questions you have.
The monthly mortgage payment mainly pays off principal and interest. But most lenders also include local real estate taxes, homeowner’s insurance, and mortgage insurance (if applicable).
Private Mortgage Insurance or Insurer(PMI). These are privately-owned companies that provide mortgage insurance. They offer both standard and special affordable programs for borrowers. These companies provide guidelines to lenders that detail the types of loans they will insure. Lenders use these guidelines to determine borrower eligibility. PMI’s usually have stricter qualifying ratios and larger down payment requirements than the FHA, but their premiums are often lower and they insure loans that exceed the FHA limit.