


Improving Your Scores
by ryw | Jan 1, 2017 | Home Buying, Real Estate, Tips
There are no easy ways to improve your credit score, but you can work to keep it acceptable by maintaining a good credit history. This means paying your bills on time and not overextending yourself by buying more than you can afford.
Refinancing Tax
by ryw | Jan 1, 2017 | Miscellaneous Real Estate, Real Estate, Tips
Refinancing you home loan can save you money and often reduce your monthly payments. If you take cash away from a refinancing, be sure the new loan balance isn’t more than the original price of the property. If it is larger, your interest payments may not be...
Refinance Timing
by ryw | Jan 1, 2017 | Home Buying, Real Estate, Tips
The traditional answer to the question “When is the best time to refinance?” is when interest rates fall 2 percent below your current mortgage interest rate. However, in recent years some experts have argued that refinancing may be appropriate with a...
Mortgage
by ryw | Jan 1, 2017 | Home Buying, Real Estate, Tips
Generally speaking, a mortgage is a loan obtained to purchase real estate. The “mortgage” itself is a lien (a legal claim) on the home or property that secures the promise to pay the debt. All mortgages have two features in common: principal and...
Closing Day Events
by ryw | Jan 1, 2017 | Home Buying, Real Estate, Tips
You’ll present your paid homeowner’s insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller (remainder of down payment, prepaid taxes, etc.) and then the money the...Categories
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