Extra Inspections

Extra Inspections

If your home inspector discovers a serious problem, another more specific inspection may be recommended. It’s a good idea to consider having your home inspected for the presence of a variety of health-related risks like radon gas, asbestos, or possible problems...
Extra Inspections

Improving Your Scores

There are no easy ways to improve your credit score, but you can work to keep it acceptable by maintaining a good credit history. This means paying your bills on time and not overextending yourself by buying more than you can afford.
Extra Inspections

Refinancing Tax

Refinancing you home loan can save you money and often reduce your monthly payments. If you take cash away from a refinancing, be sure the new loan balance isn’t more than the original price of the property. If it is larger, your interest payments may not be...
Extra Inspections

Refinance Timing

The traditional answer to the question “When is the best time to refinance?” is when interest rates fall 2 percent below your current mortgage interest rate. However, in recent years some experts have argued that refinancing may be appropriate with a...
Extra Inspections

Mortgage

Generally speaking, a mortgage is a loan obtained to purchase real estate. The “mortgage” itself is a lien (a legal claim) on the home or property that secures the promise to pay the debt. All mortgages have two features in common: principal and...
Extra Inspections

Closing Day Events

You’ll present your paid homeowner’s insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller (remainder of down payment, prepaid taxes, etc.) and then the money the...